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  3. McCloud/Sargeant Pensions Remedy – Your questions answered

McCloud/Sargeant Pensions Remedy – Your questions answered

February 10, 2022
hand-off-our-pensions-placards-statiion-engine-protest

The Firefighters’ Pension Scheme Advisory Board for England, which includes FBU representatives, has commissioned a document aiming to answer firefighters’ questions on this set of remedies. You can read it here.

Please note this document applies to England. Similar work in Wales, Scotland and Northern Ireland is currently being undertaken.

Prior to 2015, public sector pension schemes provided benefits on a final salary basis. This was then shifted to a career average scheme in 2015, but the McCloud/Sargeant judgement in December 2018 found the protections introduced in 2015 to discriminatory against younger members of the final salary schemes.

In February 2021 the government published its response to consultation on its proposal to address the age discrimination, the 2015 remedy. This involves various parts, which are detailed in the document. 

Members will be affected by the 2015 Remedy if the following applies:

• They were a member of the Firefighters’ Pension Schemes or eligible to be a member on or before 31 March 2012; and

• They were a member of the Firefighters’ Pension Schemes between 1 April 2015 and 31 March 2022; and

• The two periods above were continuous (or treated as continuous under the Scheme regulations, including a qualifying break in service of less than five years).

It is important to understand this remedy and how it might affect you. This document aims to dispel some common myths that have been around concerning this issue. You can read it here.

This document applies to England. Similar work in Wales, Scotland and Northern Ireland is currently being undertaken. 

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